TEACH Grant service and federal student loans obligations might be discharged when the borrower turns out to be totally and permanently disabled.
Total and permanent disability or TPD is not the same with that Social Security Disability that can involve a temporary disability or short-term status. Some borrowers who are getting Social Security disability benefits don't qualify for this kind of discharge. Nonetheless, some types of Social Security disability status are much permanent in nature and might be considered the same of a total and permanent disability.
In addition to that, total and permanent disability happen when a certain borrower is not able to engage in significant activity due to mental or physical impairment, which can be anticipate to cause death or that has lasted or can be anticipated for around 5 years or 60 months.
If you think that you may qualify and you like to apply for this discharge, you need to present information that the Department requires in order to make determination through completing the TPD discharge application at the same time collecting supporting documentation, which proves that you are totally and permanently disable. It will depend on your case, you will either put the supporting documentation into your application or you need to have the physician to do the Section 4 of your application. By the time everything is done, you will submit the discharge application and if needed.
You can show to everyone that you are totally and permanently disable trough these three ways:
Keep in mind that the borrowers who are able to get a total and permanent disability discharge might not get new federal student loans or TEACH Grants except they get certification coming from a doctor. This tells if they are capable to engage in significant gainful activity at the same time they approve a statement telling that they can't receive a future TPD discharge based on the present disability except the disability destroys significantly.